Benefit triggers
Review how the policy defines eligibility, including activities of daily living or cognitive impairment.
CARE COVERAGE
Plan for help you may need during recovery or an extended period of care.
Short-term recovery and long-term care products can help address certain costs associated with facility care, home care, or assistance with daily activities.
WHAT TO REVIEW
Match the policy to the kind of care you want to prepare for.
These products can differ widely, so it is important to understand how benefits begin, how long they last, and where care may be received.
Care settings
Compare benefits for home care, assisted living, skilled nursing, and rehabilitation.
Timing and duration
Understand elimination periods, daily or monthly limits, and maximum benefit periods.